Changing the Landscape of America, One Family at a Time.
Through over a decade of experience, Responsible College Advocates have succeeded in easing the financial burden on families and their students both on how to accomplish paying for college upfront while easing and increasing your lifestyle after college, and eliminating any and all college debt accrued. We walk with your family and your student throughout the whole process, designating you with your own personal coach.
Our overarching mission is to Change the Landscape of America, One Family at a Time. We aim to put your goals at the center of your holistically crafted strategy with ongoing and vital prompting to ensure that your family stays ahead of the game while preparing for college and the after-college years.
College Debt Specialist
Certification & Expectations
A Pay-for-College Specialist is a certified advisor that excels in solving the Pay-for-College problem. Our specialists differ from traditional college planners by solving for a price point, not just choosing which school is the best fit. this allows a family's choice of schools to grow tremendously, knowing that the dollar amount is solved using a knowledge-based strategy. We often say, "It's just math."
Be the resource your community needs by solving a pressing and ongoing problem in their lives.
Our College Debt Specialists excel in the student and parent loan repayment realm. Being a community resource for the graduates and the many families that are bogged down by college debt, allows you to become a trusted partner, not just an advisor.
Through automated and scripted responses that are designed for wherever your families are at in the before & after college process, you will be able to give your clients educational information with ease. This ongoing prompting is relevant and vital to whatever stage they are at and appreciated by all, keeping you and your clients ahead of the game!
Case design has been made easy! Simple data entry will result in the export of a detailed and thorough breakdown of your clients' current situation versus their optimized strategy. This allows you to focus more on aiding your community than typing away on your computer.
Our Certified Pay-for-College Specialist & Certified College Debt Specialists Designations are provided through Heartland Institute of Financial Education (HIFE), a nationally recognized 501(c)3. These exams are proctored and distributed by HIFE and with such, we have certain expectations for our certified specialists:
Join us on our next Discovery Day!
Contact a BDA (Business Development Advisor)
Get in contact with a Business Development Advisor to receive information regarding our discovery days! If you would like to impact the community around you in a positive manner by solving a real and pressing issue in their lives, then check out Our Mission to ensure that our values are aligned.
We require that our specialists take their respective exams to receive the Pay-for-College Specialist & College Debt Specialist titles. Find out more on a discovery day coming soon!
Training & Content
Just as we have ongoing communication for out clients, we also provide insightful and impactful training on a regular basis for our specialists. We update our training and content for our specialists often with the heavy lifting already done and the language already time tested and proven to work.
In College debt
of the college debt is held by the parents
Average wages for a college graduate
"Going through this process was helpful to my whole family and gave us all a sense of peace moving forward through the college process."
Mike J. - The Affordable College Plan Participant
"I have never had someone so in my corner and so clear and open about how I can achieve my goals after graduation."
Alex B. - The College Debt Elimination Program Participant
"Being able to talk to my clients about something that truly hits home and has an immediate need has not only changed my business but has changed the community around me!"
Pay-for-College Specialist & College Debt Specialist
Lifecycle planning that starts with your family's biggest distribution before retirement: College. We will aid in easing the burden of how to pay for college, alleviating the stress of knowing where the money is coming from, and illustrating the impact of not optimizing your Pay-for-College strategy in the after-college years. Don't let college derail the rest of your life by being dragged down by college debt and putting your life on hold to accomplish your education goals. With our two programs, we give you holistic strategies that will grow with you as life happens and flexible to fit you and your family's needs.
A Community Resource Program designed to holistically solve your Pay-for-College Problem without derailing your after-college goals. Our certified Pay-for-College Specialists excel at taking traditional college planning to a whole new level!
A Community Resource Program to help alleviate the stress and pain of college loans, Student & Parent alike, in a fast, efficient, and healthy manner! Our certified College Debt Specialists see the students they work with get out of all their debt in 5.4 years or less about 90% of the time. Regardless of the size of your debt, we can help!
College Debt Specialist
career & Job resources
A Pay-for-College Specialist is a certified advisor that excels in solving the Pay-for-College problem. They differ from your traditional college planner in the sense that not only to they aid in college selection and get-into-college resources, but our specialists put together a financial strategy and report that illustrates the optimal way to achieve your education goals without derailing your plan for after-college.
Our College Debt Specialists excel in the student and parent loan repayment realm. If there is a balance, interest rate, and minimum monthly payment, our specialists can help! Oftentimes, loans (student & parent alike) are a part of paying for college. 90% of the students we see are out of all their college debt in 5.4 years or less while building a savings and emergency fund. The same is true of the parents that we work with! Where our Pay-for-College Specialists work to minimize the amount of college loans your family takes on, our College Debt Specialists will alleviate any stress regarding loans if they are necessary. By giving you a strategy, Timeline, and trusted partner to walk with you through the whole process, The College Debt Elimination Program accelerates your family's after-college goals.
Through our system and meeting with a Pay-for-College Specialist and/or College Debt Specialist, you will receive ongoing prompting about important dates and educational content throughout the process and beyond! For example, you will stay updated on the college selection process with key information coming from our University partners. We also prompt those going through The College Debt Elimination Program with monthly reminders of paying off each of their debts and with some financial fluency tips from our advisors! We want to stay in contact with you as a trusted partner!
We have many resources on a national scale for your family that will help your family during the pre-college and college years:
Our career and job resources can and will change with your student's desired course of action going into and during college. We have excellent resources for:
Responsible College Advocates and our two programs, The Affordable College Plan & The College Debt Elimination Program, are proud to be a Community Resource Partner around the country! This means that we do not & will not charge you or your family anything for the services we offer. It is our belief that when it comes to paying for college, you do not need to pay for the advice!
Changing the Landscape of America,
One Family at a Time.
21415 Civic Center Drive Suite 207, Southfield MI 48076
Phone: (248) 809-9211
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