The College Debt Elimination Program?
Where The Affordable College Plan secures a safe and stable strategy for college, we have seen that the concern lies within the parent & student loans that have risen to approximately $1.6 billion in America (40% of which is held by the parents). That is why we have developed The College Debt Elimination Program! Using our expertise in the financial and student loan realms, we have devised a financial strategy where 90% of the students we see are out of all their debt in 5.4 years or less while building their savings and emergency fund. Through this program, we look to instill a level of financial fluency so that graduates and their families can expedite their after-college goals.
Ongoing & Vital Prompting
Financial Fluency Resources
A Year-by-Year Look at When You're DEBT FREE
Getting to know you and your goals is an important step that aids us in not only forming a strategy for your College Debt problem, but also allows us to set into motion accomplishing your post-graduation goals. Your College Debt Specialist will walk you through each step and detail of the strategy that suits your situation the best and show you the exact month that you will be out of all your debt! Along with this timeline, you will receive a specialist that will update your strategy as life happens.
Putting all of the financial pieces together will give you the peace of mind and discipline to accomplish all of your goals regardless of debt and circumstance! A budgeting conversation will give you the simple foundation to maximize your strategy without taking a lifestyle cut. Say goodbye to the ramen!
Questions and Decision Making
If you have any questions regarding your optimized debt elimination strategy, your next conversation with your Pay-for-College Specialist will be the time to ask. From this point, you will have a trusted partner helping you to plan your goals!
When the job hunt begins; your lenders are knocking on the door, careers change, your dream house and dream car are just within reach; when starting a family seems to be right around the corner...
Your College Debt Specialist is walking alongside you, and will revise your flexible strategy so you can have a deeper understanding of how things will fall into place.
Your personal economy and after-college goals shouldn't be an either/or when it comes to eliminating your debt. Our specialists work within your comfort level to achieve a College Debt Payoff Strategy that doesn't derail your plans in the after-college years, in fact, it quickly and efficiently prepares you for that moment!
Choosing which repayment plan to select can be a daunting task. The "what-if's" of life directly impact your decision making. Our specialists have a deep understanding of repayment plans and how they will correlate with your given situation. Operating within your given comfort level and utilizing knowledge-based solutions, you are able to feel at ease when selecting a repayment plan.
Your post-graduation goals shouldn't be put on hold to service the debt you accrued to accomplish your education. Talk with your specialist about the vacation you have always wanted to take, that dream car you've been wanting to buy, moving out of state for that dream job, and everything else you've wanted to accomplish!
These goals are help tailor your solution to increase your lifestyle and accelerate the time until you're debt free!
Your debt timeline is a month-by-month look at when you will be eliminating each debt and where you growing savings and emergency fund stands. When life happens and you confront the unexpected, speak with your specialist!
Your college debt timeline will change to incorporate whatever situation you are in, giving you a clear and stable expectation for the future!
Educational Content & Timely Prompting
Instilling you with financial fluency along the way is another benefit of The College Debt Elimination Program!
While you are going through the program, you will be automatically prompted with educational material that is relevant to your situation. Any questions you may have that are centered around your goals and launching you life can also be answered by your designated specialist!
College Debt specialist
being a community resource
How they make money
Certification & Expectations
A College Debt Specialist is a certified advisor that excels in solving the college debt crisis. They differ from your traditional planning in the sense that not only to they aid in college debt elimination, but our specialists put together a financial strategy and report that illustrates the optimal way to simultaneously build your savings and emergency fund while eliminating your debt.
Responsible College Advocates and The College Debt Elimination Program are proud to be a Community Resource for all! We are available to all families without any cost attached to our services. It is our belief that you do not have to pay for the solution to your College Debt Problem.
If you are wondering when and what you'll "have to pay" for this solution, stop! Being a Community Resource to your community means we will never charge you for the solution and consultation we provide. Our business model and motto revolves around our inherent belief that family's shouldn't have to pay for the solution to their College Debt Problem. When you speak with a College Debt Specialist during the Strategy Conversation, if there were any third party savings tools that could better your ability to payoff your debts faster while building a savings and emergency fund, we would ask that you simply do that business with us! Whether or not you say yes or no does not impact your ability to walk away with the bundle of resources we offer. Your solution is your solution! If you decide that the Optimized Strategy is the route you want to take, the third party vendors will pay your specialist a referral fee!
Having partnered with National Non-Profit, Heartland Institute of Financial Education, Responsible College Advocates has two certifications available that are centered around the expertise of their specialists: Pay-for-College Specialist & College Debt Specialist. the certification process for the advisor ensures that each one has their clients' goals in the forefront of their mind. Additionally, we ensure that:
Please fill out the information to the right to request an Always Free conversation with a Certified College Debt Specialist and your Community's Resource to solve the College Debt Problem!
*Your Information will not be disclosed or sold
21415 Civic Center Drive Suite 207, Southfield MI 48076
Phone: (248) 809-9211
Copyright © 2019 Responsible College Advocates. All rights reserved