What is The Affordable College Plan?
The Affordable College Plan is a holistic overview of your personal economy to ensure that you are maximizing gifting, or free dollars, from the Universities your family is looking into. We take a unique approach to college planning as Responsible College Advocates in the sense that we solve the "Price Tag Problem" for Universities and the impact that your Current Solution versus your Optimized Solution has on your before, during, and after-college years. The Affordable College Plan is a Community Resource for all who are aiming to achieve their education goals.
Along with solving the "Price Tag Problem" and maximizing your FAFSA Gifting, The Affordable College Plan also offers our families:
Ongoing & Vital Prompting
College & Scholarship Resources
A Year-by-Year Look at How College is Paid For
Learn More about a Community Resource
Contact a Pay-for-College Specialist
Getting in contact with a certified specialist near you is quite simple! Click here and select the geographical location nearest to you. Our Specialists can meet both fact-to-face and via screenshare, making communication and your conversations easy! Upon contacting a specialist, you will decide upon a time for Step Two.
Getting to Know Your Situation
Getting to know you and your family's goals is an important step that aids us in not only forming a strategy for your Pay-for-College problem, but also allows us to set into motion accomplishing your goals in the after-college years. Through this, approximately, 90-minute conversation, your specialist will ask you similar questions to that of the FAFSA (Free Application for Federal Student Aid). This gives your specialist the ability to accurately predict what your college costs will look like and the ability to accurately present your Current and New Pay-for-College Strategies.
Based on the conversation had to get to know you and your family's situation and goals, your Pay-for-College Specialist will walk you through a solutions report. From here, you will be able to see how college is accomplished in based on your current track and, if necessary, how an optimized strategy will help ease the burden on the front end of paying for college as well as in the after-college years. You will be given your report and timelines to walk away with!
Questions and Decision Making
If you have any questions regarding your current or optimized strategy (i.e. funding for college and the impact after college), your next conversation with your Pay-for-College Specialist will be the time to do so. From this point, you will have a trusted partner helping you to plan your goals!
When additional scholarships are achieved; your student has decided on a college that differs from what you had planned for or they transfer two years in; when the unexpected happens...
Your Pay-for-College Specialist is walking alongside you, and will revise your strategy so you have an updated and accurate expectation for what is to come!
Your family's personal economy and after-college goals shouldn't be an either/or when it comes to achieving education goals. Our specialists work within your comfort level to achieve a Pay-for-College Strategy that doesn't derail your plans in the after-college years.
Our solution holistically finds moneys that are being spent inefficiently and redirects them towards FAFSA friendly tools that have an immediate impact on your Pay-for-College problem as well as a positive impact in your after-college years.
Optimizing your FAFSA means utilizing inefficient moneys and putting them towards stable growth, FAFSA friendly tools. A conversation with a Pay-for-College Specialist would give you a deeper understanding of where FAFSA penalties are coming from and how to prevent or minimize their impact.
However, in some situations, minimizing your FAFSA penalties & EFC (Expected Family Contribution), may not always be available. For these situations, our specialists use tools that allow an individual to safeguard their college moneys in a stable growth environment while still have liquid access to their funds. Regardless of your situation, we have a solution for you!
When it comes to selecting a school for your student, many parents will automatically dismiss the Out-of-State Private University or the one deemed to be too expensive. By solving how to pay for any type of schooling, the options for student expand further. We also have a process centered around the student to help them truly understand which career & degree path is the right fit for their them and their aspirations.
Remember, our specialists help your family the Pay-for-College Problem, not only what university or college to get into!
Your family's education goals are a major part of why we are here to solve the Pay-for-College Problem. The after-college impact that many American families struggle with today is another key aspect of our planning methodology.
For instance, 30% of student's dragged down by the debt they accrue in college move back home upon graduation and 79% delay saving for retirement. We have a solution that centers around the goals you and your family want to accomplish and gives you a strategy on how to achieve all of them while paying off your debt in a quick and efficient manner.
Want to be able to pay for your daughter's wedding? Check!
Want to buy that dream car you have always wanted? Check!
Want to take your spouse on a vacation? Check!
Planning for your goals is what we love to do!
By using a timeline approach to your current and optimized solutions, you will be able to see where the dollars are specifically coming from and when they need to be used to accomplish college. This eases the burden on the family's shoulders who feel lost and bombarded by the ever-changing college game. We instill a sense of peace knowing that your strategy and timeline are flexible to your life's situation!
Throughout the entire process, your family will be receiving educational content centered around your family's specific situation. This content will explain what the next steps in your process are, when to accomplish them by, who to speak to to stay ahead of the game, and much more! Student centric content is also provided to help aid your students in what they need to do in order to get into the college of their dreams, raise their SAT/ACT scores, build and maintain a resume, searching for and applying to colleges and scholarships, and much more!
The educational content is sent at specific times throughout your high school, college application, and college timelines. This helps to keep your family ahead of the game without overloading instruction from the start while we can update and refine our content. You will be automatically notified when you are given content through our prompting system!
being a community resource
How they make money
Certification & Expectations
A Pay-for-College Specialist is a certified advisor that excels in solving the Pay-for-College problem. They differ from your traditional college planner in the sense that not only to they aid in college selection and get-into-college resources, but our specialists put together a financial strategy and report that illustrates the optimal way to achieve your education goals without derailing your plan for after-college.
Responsible College Advocates and The Affordable College Plan are proud to be a Community Resource for all! We are available to all families without any cost attached to our services. It is our belief that you do not have to pay for the solution to your Pay-for-College Problem.
If you are wondering when and what you'll "have to pay" for this solution, stop! Being a Community Resource to your community means we will never charge you for the solution and consultation we provide. Our business model and motto revolves around our inherent belief that family's shouldn't have to pay for the solution to their Pay-for-College Problem. When you speak with a Pay-for-College Specialist during the Strategy Conversation, if there were any third party savings tools that could better your ability to pay for college and the after-college impact, we would ask that you simply do that business with us! Whether or not you say yes or no does not impact your ability to walk away with the bundle of resources we offer. Your solution is your solution! If you decide that the Optimized Strategy is the route you want to take, the third party vendors will pay your specialist a commission!
Having partnered with National Non-Profit, Heartland Institute of Financial Education, Responsible College Advocates has two certification designed specifically around the expertise of their specialists: Pay-for-College Specialist & College Debt Specialist. the certification process for the advisor ensures that each one has their clients' goals in the forefront of their mind. Additionally, we expect:
Please fill out the information to the right to request an Always Free conversation with a Certified Pay-for-College Specialist and your Community's Resource to solve the Pay-for-College Problem!
*Your Information will not be disclosed or sold
Changing the Landscape of America,
One Family at a Time.
21415 Civic Center Drive Suite 207, Southfield MI 48076
Phone: (248) 809-9211
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